Best E-Commerce Payment Gateway UK

Choosing the right payment gateway for your e-commerce store is crucial. It significantly impacts customer trust, checkout convenience, and your profitability. In the UK’s competitive online marketplace in 2025, customers expect smooth, secure, and familiar payment options.

Below, we’ve highlighted some of the best payment gateways specifically suitable for WooCommerce and Shopify platforms, helping UK-based businesses offer streamlined payment experiences.

Top Payment Gateways for WooCommerce & Shopify

Stripe

Stripe is an excellent choice for card processing, widely favored for its simplicity and robust features.

• Fees: 1.4% + £0.20 (UK/Europe), 2.9% + £0.20 (International)
• Ease of Integration: Easy with official WooCommerce plugin; integrated via Shopify Payments.
• User Experience: Smooth on-site checkout supporting Apple Pay, Google Pay.
• Best for: All sizes, particularly cost-conscious businesses seeking flexible integrations.

PayPal

PayPal is highly trusted and extensively used by UK shoppers, known for buyer protection.

• Fees: 2.9% + £0.30 per transaction
• Ease of Integration: Simple integration with WooCommerce and Shopify.
• User Experience: Redirects users for PayPal login, offers Pay in 3 installments.
• Best for: Businesses aiming to maximize trust and reduce cart abandonment.

Shopify Payments

Shopify Payments is ideal for Shopify stores, offering seamless integration and competitive fees.

• Fees: 2.2% + £0.20 (Basic), 1.9% + £0.20 (Standard), 1.6% + £0.20 (Advanced)
• Ease of Integration: Built-in, extremely easy setup.
• User Experience: Fully integrated, supports Shop Pay for faster repeat purchases.
• Best for: Shopify users aiming for simplicity and cost efficiency.

Klarna (Buy Now, Pay Later)

Klarna is popular for offering flexible payment options, boosting conversion rates on higher-ticket items.

• Fees: Approximately 2%-5% + £0.20 per transaction
• Ease of Integration: Plugins for WooCommerce, apps for Shopify.
• User Experience: Quick approval for installments, appeals to younger demographics.
• Best for: Businesses targeting higher-value sales or millennial/Gen Z customers.

Amazon Pay

Amazon Pay leverages Amazon’s trusted checkout experience.

• Fees: 2.7% + £0.30 per transaction
• Ease of Integration: Easy integration on both WooCommerce and Shopify.
• User Experience: Fast, familiar checkout using Amazon credentials.
• Best for: Attracting customers familiar with Amazon’s ecosystem, reducing checkout friction.

Comparison Table

Choosing the Right Payment Gateway

Ultimately, the best gateway depends on your business goals and customer preferences. Often, using multiple gateways (e.g., Stripe plus PayPal) can maximize conversions by catering to different customer needs.

At Two Hours Sleep, we specialize in creating high-performing WooCommerce and Shopify websites tailored to your business requirements. If you need help selecting, setting up, or optimizing payment gateways for your online store, our expert team is ready to assist.

Get in touch with us today to streamline your online checkout and enhance your customers’ shopping experience.

References:

• Stripe Pricing UK: https://stripe.com/gb/pricing
• PayPal UK Fees: https://www.paypal.com/uk/webapps/mpp/paypal-fees
• Shopify Payments Pricing: https://www.shopify.co.uk/pricing
• Klarna Merchant Pricing: https://www.klarna.com/uk/business/
• Amazon Pay Fees: https://pay.amazon.co.uk/business